Chat with us
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Forgot Password Enroll Now
LOGIN
Practical guidance, trusted resources, and local expertise to help you make confident homebuying decisions.
Talk to a Loan Officer View Current Rates
We created our Mortgage Education Hub to help you feel more informed before, during, and after the homebuying process.
Thinking about buying your first home? This guide walks you through each step of the process—from getting pre-approved and understanding down payments to exploring grants and preparing for closing—so you know what to expect before you begin.
Learn more
Many homebuyers qualify for assistance programs they didn't know existed. Learn about grants, down payment assistance, and resources that may help you purchase a home sooner.
Learn from local mortgage professionals and community partners about buying a home, available assistance programs, and how to prepare for a successful home purchase.
Explore trusted community organizations that provide homebuyer education, financial counseling, budgeting assistance, and programs designed to help you prepare for homeownership.
Thinking about buying your first home? This episode covers the homebuying process, financing options, and practical tips to help you start your journey with confidence.
Whether you're buying your first home or your next one, this episode offers practical mortgage advice, insider tips, and a behind-the-scenes look at what lenders want homebuyers to know.
Learn why community banks continue to play a leading role in today's housing market and how working with a local lender can benefit homebuyers in a competitive market.
Buying and selling at the same time can be challenging. Hear from local real estate and lending professionals as they share strategies for navigating today's competitive housing market with confidence.
Success in today's market takes more than a strong offer. Learn how trusted guidance, preparation, and the right team can help you buy with confidence.
Get a clearer picture of today's housing market as local experts discuss inventory, mortgage rates, home values, and what buyers and sellers should know before making their next move.
Know what to have ready before you apply. Our mortgage document checklist outlines the information and paperwork that can help keep your loan process moving smoothly.
Learn how real estate investing can help build long-term wealth while making a positive impact in local communities. Marcus Auerbach shares practical insights for new and experienced investors alike.
Estimate monthly payments, compare loan options, and explore different scenarios with our easy-to-use mortgage calculators to help you plan with confidence.
Know what to have ready before you apply. Our mortgage document checklist outlines the information and paperwork that can help keep your loan process moving smoothly
Wondering what happens after you apply? Follow each step of the mortgage process—from pre-approval to closing—so you know what to expect along the way.
Check fraud is on the rise. Learn how criminals target paper checks, simple steps you can take to protect your accounts, and safer payment options available today.
A mortgage pre-approval gives you an estimate of how much you may be able to borrow before you start shopping for a home. It can strengthen your offer and help you shop with confidence. Because you'll work directly with a local Equitable Bank lender, you'll receive personalized guidance—not just an automated approval.
Many homebuyers don't need 20% down. Depending on the loan program, you may qualify with as little as 3% down for some conventional loans or 3.5% for FHA loans, and down payment assistance programs may also be available for eligible buyers. A local Equitable Bank lender can help you explore your options and find the program that best fits your situation.
Once your offer is accepted, we'll guide you through the remaining steps, including the appraisal, underwriting, and closing. Your local Equitable Bank lender will keep you informed throughout the process so you always know what to expect.
An appraisal is an independent opinion of a home's value based on its condition, features, and recent sales of similar properties. Your lender orders the appraisal to help ensure the home's value supports the loan amount. At The Equitable Bank, our local mortgage team will guide you through the process and explain the results if you have questions.
Learn about pre-approvals, down payments, closing costs, timelines, and what to expect during the mortgage process.
Learn More
Helpful calculators and planning tools to estimate payments, affordability, refinancing scenarios, and more.
Explore local resources, grants, and trusted community partners that can help make homeownership more attainable.
When you're ready to take the next step, our local mortgage experts are here to answer questions, explain your options, and help you make confident decisions—not just close a loan.
Because every homebuying journey is different, we believe every conversation should be, too.
Talk to a Loan Officer
Check fraud is rising. Here’s what you should know.
Read Article
WI real estate expert Marcus Auerbach joins Mike Cottrell to discuss today's housing market.
Watch Podcast
Fraud is constantly evolving - but the right tools, processes, and guidance can help you stay ahead of it.
Sometimes a quick conversation can provide more clarity than hours of online searching.