Personal Checking Account

Smart Start Checking

• Ages 14 and older, parental joint ownership for those under 18.
• No Minimum Balance
• No Monthly Service Charge
• Free debit card with access to a network of surcharge-free ATMs.
• Online banking and mobile banking access.
• Zelle® for easy money transfers.
• Debit card control and alerts.

E-Checking with the E-Rewards Rate

• Have full access to our online convenience services while earning the highest rate, also known as the E-Rewards Rate.
• No Minimum Balance
• No Monthly Service Charge
• Interest Bearing
• To earn the E-Rewards Rate
  
  • Must be actively enrolled in Online Banking and Online Statements.
  • Must have the following occur each statement cycle: at least one direct deposit and any combination of 10 signature (POS) debit card transactions or auto-withdrawals.

Open a Checking Account

Senior Preferred Checking

• Take advantage of additional benefits that are only offered to our customers who are at least 50 years of age.
  
  • Free Standard Checks
  • No Minimum Balance
  • No Monthly Service Charge
  • Interest Bearing
  • Unlimited Free ATM Transactions

Open a Checking Account

Relationship Checking

• Be rewarded with a higher interest rate for having other banking relationships with Equitable.
• No Minimum Balance
• No Monthly Service Charge
• Unlimited Free ATM Transactions
• A monthly direct deposit or automatic payment of an Equitable loan ($10,000 or more) or a CD ($10,000 or more) is required.

Open a Checking Account

Homeowner’s Checking

• Our checking account offered exclusively for homeowners to manage day-to-day finances.
• No Minimum Balance
• No Monthly Service Charge
• Interest Bearing

EZ Checking

• The Equitable Bank EZ Checking account is Bank On approved. It is our commitment to a no-risk account with all the latest in convenience services available for our customers. To open an EZ Checking account, visit one of our branches.
• No Minimum Balance required to open
• Unlimited Free ATM Transactions