What is a pre-approval?
A mortgage pre-approval is a review of your financial information - so you know what you can comfortably afford before you start shopping.
It gives you a clear starting point and helps you move with confidence.
Why pre-approval matters
- Know your price range before you start looking
- Strengthen your offer when you find the right home
- Move quickly in a competitive market
- Avoid surprises later in the process
The Equitable Bank “Real Deal” Pre-Approval
Not all pre-approvals are the same.
Ours is designed to give you a real advantage - because it’s backed by a deeper level of review.
In-house underwriting
Your information is reviewed by our team - not passed off elsewhere - so you get a more accurate understanding of your affordability.
Recognized credibility
Local real estate professionals know and trust Equitable pre-approvals - giving your offer more confidence.
A competitive edge
In a competitive market, a strong pre-approval can make a meaningful difference.
Quick turnaround
Most pre-approvals are completed within 24 hours on business days.
No cost
There’s no fee to get started.
What to expect
- We review your income, assets, debts, and credit
- You receive a clear understanding of your budget
- You’re ready to move forward when the right home comes along
Our goal is to help you feel prepared - not rushed.
Getting ready for pre-approval
To get started, you may need:
- Recent pay stubs and bank statements
- W-2s or tax documents
- Additional documentation depending on your situation
(As noted in your homebuyer guide , preparation helps make the process smoother and faster.)