Referring customers will $100 credit to their new accounts within 30 days of the new customer completing their new account opening. New customers must complete the following steps within the first 90 days of their new account opening to qualify for the $100 incentive: receive a direct deposit from payroll, Social Security, pension or government benefit in each of two consecutive months, AND; either have posted signature (POS) debit card transactions totaling $100 or more OR have an automatic withdrawal completed, in each of the two consecutive months. An automatic withdrawal is an automated payment made from your checking account to pay a recurring a bill or obligation. Certain types of transactions such as ATM transactions, person-to-person transactions, transfers to your account at another financial institution, credit card payments and non-recurring bill payments are not considered automatic withdrawals. Direct deposits do not include person-to-person payments, transfers from your account at this institution or another financial institution, wire transfers, or cash deposits. To qualify for the offer, all account owners must be new customers to The Equitable Bank, and not have held an active checking account with the this bank within the last 24 months. Customers with an existing account that has to be closed and reopened due to fraud or other unauthorized activity are not considered new customers and are not eligible for the new account incentive. For tax purposes, a 1099 form may be issued. Offer may be withdrawn at anytime. $100 minimum required to open all new accounts. As a representative example on 9/29/2025, the Equitable Bank's E-Checking has an annual percentage yield of 0.01%. Visit www.equitablebank.com/Personal-Banking/Deposut-Accounts/Checking to review all of the great checking accounts you have to choose from.