Business Banking Services

Positive Pay

Protect yourself against altered and counterfeit checks. You transmit a list to Equitable of the checks you issue. Then when checks are presented for payment, we match each check against the list. If it does not match, the check is not cleared and you are saved the cost and hassle of check fraud.

Business Debit Card

Our Equitable MasterCard® Debit Card allows you to make purchases just about anywhere with the funds automatically deducted from your account. Get cash surcharge free with your Business Debit Card from more than 24,000 ATMs nationwide with the ATM Access Network and MoneyPass^®.

ACH Origination

Getting paid, making payments and handling payroll are quick and easy when you use ACH (Automated Clearing House) to cut out the paper checks and trips to the bank. ACH can be accessed through Equitable's Business Online Banking.

Overdraft Protection

Save yourself the hassle and fees involved with an overdraft by signing up for Equitable’s Overdraft Protection. Link your business checking account to another Equitable checking or savings account and we will use the funds from the linked account to cover any transactions that might have otherwise overdrawn your account.

Sweep Accounts

Maximize your money by putting idle balances to work. You set your target balances and any excess cash will be swept into a higher interest-earning account at the end of the day. You can also set up a sweep to pay down loan balances.

Business Credit Cards

Business Credit Cards Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools.
• No fee for additional employee cards.
• Mobile payment capability for added convenience.
• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.

Learn More About Equitable's Credit Cards

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Workplace Banking

As a business customer of The Equitable Bank, your employees can enjoy special discounts on banking and lending products, direct deposit of their payroll, and more. Ask our business bankers about this great benefit.